Terms of Service
Effective Date: 05/01/2019

Welcome to the website of Slate Advance LLC (“Slate Advance,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use this website.

1. Use of the Website

You may use this website only for lawful purposes and in accordance with these Terms. You agree not to use the website in any way that could damage, disable, overburden, or impair our systems or interfere with another person’s use of the website.

2. No Legal, Tax, or Financial Advice

The content on this website is provided for general informational purposes only and should not be considered legal, tax, accounting, or financial advice. You should consult your own professional advisors before making decisions based on any information on this website.

3. Eligibility

This website is intended for users who are at least 18 years old and able to form legally binding agreements. By using the website, you represent that you meet these requirements.

4. Information You Submit

If you submit information through a contact form, application, or other feature on the website, you agree that the information is accurate, current, and complete to the best of your knowledge. You also authorize us to use that information to respond to your inquiry, evaluate a request, or provide services.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, designs, and software, is owned by or licensed to Slate Advance LLC and is protected by intellectual property laws. You may not copy, reproduce, distribute, modify, display, or create derivative works from any content without our prior written consent.

6. Third-Party Links

This website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of any third-party websites, and your use of those sites is at your own risk.

7. Disclaimer of Warranties

This website and all content are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the accuracy, completeness, reliability, availability, or suitability of the website or its content.

8. Limitation of Liability

To the fullest extent permitted by law, Slate Advance LLC and its officers, members, employees, agents, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of or inability to use this website.

9. Indemnification

You agree to defend, indemnify, and hold harmless Slate Advance LLC and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses arising out of your use of the website or your violation of these Terms.

10. Changes to the Website or Terms

We may update, modify, suspend, or discontinue any part of the website at any time without notice. We may also revise these Terms from time to time by posting an updated version on the website. Your continued use of the website after changes are posted means you accept the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of NJ, without regard to conflict of law principles.

12. Contact Information

If you have any questions about these Terms, please contact us.

Privacy Policy for Slate Advance LLC

Effective Date: 05/01/2019

Slate Advance LLC (“Slate Advance,” “Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information collected through this website. This Privacy Policy explains what information may be collected, how it may be used, when it may be shared, and the choices available to visitors and customers.

Slate Advance states that it helps business owners by providing cash flow solutions and fast cash advances through its website, which makes a privacy policy especially important for contact forms, inquiries, and financing-related submissions.

Information Collected

The website may collect information that visitors voluntarily provide, including:

• Name
• Business name
• Email address
• Phone number
• Mailing address
• Financial or business information submitted through forms, applications, or related communications
• Any other information a user chooses to provide

The website may also automatically collect certain technical information, such as:

• IP address
• Browser type
• Device type
• Operating system
• Referring pages
• Pages viewed
• Dates and times of visits
• Basic website usage data collected through cookies or analytics tools

How Information Is Used

Slate Advance LLC may use collected information to:

• Respond to inquiries and customer service requests
• Evaluate potential financing or business advance inquiries
• Communicate about products, services, promotions, or updates
• Verify identity and help prevent fraud
• Improve website performance, user experience, and internal operations
• Maintain records and comply with legal or regulatory obligations
• Enforce agreements and protect the rights, property, and safety of the Company and others

Cookies and Tracking

The website may use cookies, pixels, analytics tools, and similar technologies to improve functionality, understand visitor behavior, and support advertising or remarketing efforts. Users may be able to adjust browser settings to refuse some cookies, but doing so may affect parts of the website.

How Information May Be Shared

Slate Advance LLC may share personal information in the following circumstances:

• With service providers, vendors, and contractors that help operate the website, communications, analytics, customer relationship systems, or business operations
• With funding partners, processors, affiliates, or other third parties as needed to review, evaluate, or respond to a financing-related request
• When required by law, subpoena, court order, or regulatory process
• To investigate fraud, security issues, or violations of agreements
• In connection with a merger, acquisition, financing transaction, sale of assets, or business transfer
• With the user’s consent or at the user’s direction

Data Security

Slate Advance LLC uses reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no internet transmission or electronic storage system can be guaranteed to be completely secure, and the Company cannot promise absolute security.

Data Retention

Personal information may be retained for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce agreements, and maintain business records.

Your Choices

Depending on applicable law, users may have the right to:

• Request access to certain personal information
• Request correction of inaccurate information
• Request deletion of certain personal information
• Opt out of certain marketing communications
• Adjust cookie settings through browser controls

To make a privacy-related request, use the contact information listed below.

Third-Party Websites

This website may contain links to third-party websites or services. Slate Advance LLC is not responsible for the privacy practices, content, or security of third-party sites, and users should review those policies separately.

Children’s Privacy

This website is not directed to children under 13, and Slate Advance LLC does not knowingly collect personal information from children under 13 through the website.

State Privacy Rights

Residents of certain states may have additional privacy rights under applicable law. If those laws apply, Slate Advance LLC will process qualifying requests in accordance with applicable legal requirements.

Changes to This Privacy Policy

Slate Advance LLC may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the website after changes are posted constitutes acceptance of the updated policy.

Contact Information

Questions or requests regarding this Privacy Policy, you may contact us.